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The AHI Inspection Guarantee is designed to cover home buyers and sellers of a primary residence if an AHI inspector misses a covered item during the inspection. If a missed defect should have been reported, AHI will buy the property back at the original purchase price, subject to specific terms and conditions.

To make a claim, you must notify AHI within 90 days after closing. The property must have been inspected by AHI within 90 days before closing, and the inspection fee must have been paid by you. AHI will then arrange an inspection to evaluate the defect or issue related to your claim.

If AHI chooses to buy back your home, the purchase price will be equal to the amount listed in the purchase agreement. However, this amount will not include any closing costs or additional fees. The property must also meet certain conditions, such as having no significant changes since the inspection.

Yes, certain properties are not eligible, including short- and long-term rental properties, vacation homes, and houses intended for flipping. The program is only available for primary residences occupied by the seller at the time of inspection.

As a participant, you are responsible for maintaining the property in a clean and sanitary condition and taking reasonable steps to prevent further damage or defects. Additionally, you must provide AHI with necessary documentation, such as the purchase agreement and inspector’s report, when making a claim. Failure to maintain the property or mitigate damage may disqualify you from the program.

Assured Home Inspectors LLC’s (“AHI”) Guarantee, also known as the Inspection Guarantee Program (“Program”), is offered to home buyers of a primary residence and home sellers who hire AHI to perform their home inspection (each a “participant”) with respect to a specific home (“covered property”). Under the Program, if AHI determines that an AHI inspector missed a covered item which is something he/she should have identified and reported, AHI will buy the covered property back, subject to these program terms and conditions set forth herein.

The Program is subject to the following terms and conditions:

1. Procedure. Within fifteen (15) days after its receipt of a claim made pursuant to the Program, AHI will arrange an inspection of the defect or issue giving rise to the claim. The homeowner shall make the covered property available for inspection with unobstructed access to the defect or issue giving rise to the claim. If the defect or issue qualifies and such claim is approved by AHI, AHI may, in its sole discretion, elect to repair the defect at its sole cost and expense, or may purchase the covered property pursuant to the terms set forth herein. In the event AHI elects to repair the defect, AHI shall, in its sole discretion, select a qualified contractor to complete such repairs. Any and all repairs shall be completed within ninety (90) days of AHI’s approval of the homeowner’s claim and shall be completed in accordance with acceptable industry standards.
2. Purchase Price. Upon its election to purchase the covered property, the purchase price to be paid by AHI shall be an amount equal to the purchase price set forth on the purchase agreement for the covered property. The purchase price shall not include any closing costs or other fees of any nature or type.
3. Option to Sell Covered Property. AHI may, in its sole discretion, elect to list the covered property and, on behalf of the participant, sell the covered property upon terms and a price determined by AHI in its sole discretion. Upon such sale, AHI shall remit, or cause to be remitted to the participant, an amount equal to the original purchase price.
4. Improvements. AHI shall not be obligated to make, pay for, or be otherwise responsible for, any improvements desired to be completed by the participant or completed by the participant since the inspection. Notwithstanding the foregoing, AHI, in its sole discretion, may make improvements in the event it determines such improvements are necessary in order to adequately repair or resolve the issue or defect giving rise to a claim.
5. Failure to Disclose. AHI shall not be obligated to perform its obligations under the terms of the program in the event the seller failed to disclose the condition or status of a particular component or condition of the covered property which gives rise to a claim hereunder. AHI reserves the right to research and investigate all suspected failures to disclose prior to acting on a claim. The Program is not intended to be a substitute for the buyer bringing action against the seller for failing to disclose or concealing a known issue.
6. Errors and Omissions Coverage. Prior to electing to purchase the covered property from a Participant, AHI, in its sole discretion, may exhaust all claims, rights, and remedies it may have under any of its insurance policies, including without limitation, its errors and omissions coverage.
7. Material Defects Not Present or Not Visible at Time of Inspection. Any covered property with a material defect, as determined by AHI, either not present or not visible at the time of inspection by AHI or a material defect for which AHI is not required to inspect pursuant to the Oklahoma state standards of inspection is not eligible for the Program.
8. Reported Issues. The Program does not apply to any covered property with a material issue that AHI reported in its written inspection report.
9. No Change in Condition of Property. There shall have been no change in the condition of the covered property since the time of inspection.
10. Duty to Maintain and Mitigate. The participant shall have a duty to maintain the covered property in a clean and sanitary condition. The participant has a duty to mitigate any and all damage and defects affecting the covered property and shall take reasonable action to prevent and protect the covered property from additional decay, damage, or defects, or the progression of any existing defects affecting the covered property. AHI shall have no obligation to purchase the covered property or perform its obligations hereunder in the event (i) the participant fails to maintain the property or mitigate any and all decay, damage, or defects affecting the covered property or (ii) the participant causes, or otherwise allows to exist, any damage or defects to the covered property, whether caused by action, inaction, or neglect.
11. Primary Residence. In the event the Participant is a seller of covered property, such seller must have occupied such covered property as their primary residence immediately prior to the inspection by AHI. Short- and long-term rental houses, vacation houses, “flip” houses, etc. are not eligible for the Program and shall not be covered by any guarantee of AHI.
12. Covered Property Not on Market. In order for AHI to purchase a covered property from a participant, such participant must not have such covered property under contract for sale. A participant must execute a sales agreement with AHI for the sale of the covered property before AHI executes such sales agreement.
13. Release of Images and Authorization. By participating in the program, the participant shall automatically and without any further action, release to AHI any and all images of the covered property or defects occurring or existing thereon. The participant authorizes AHI to disseminate, utilize, reproduce, and copy any and all images of the covered property and any defects contained therein through any medium of any nature or type, including electronic and print media, social media, and third-party marketers and real estate agents.
14. Duty of Cooperation. The participant shall provide AHI with the purchase agreement, inspector’s report, evidencing showing AHI failed to report an issue it should have found according to the Oklahoma state standards of inspection, and any other documents reasonably requested by AHI.
15. Acceptance of Payment, Release, and Non-Disparagement. By accepting payment in exchange for the covered property, the participant shall automatically and without any further action, release AHI from any and all obligations, fully and finally release AHI from any duty, liability, or obligation of any nature or type in connection with the program and its inspection of the covered property. Notwithstanding the foregoing, the participant covenants and agrees that the participant shall, upon the request of AHI, execute any and all documents or agreements necessary to effectuate such release. Furthermore, the participant agrees not to make any statements, written or verbal, or cause or encourage others to make any statements, written or verbal, that defame, disparage or in any way criticize the reputation, practices, or conduct of AHI, its members, managers, employees, officer, and affiliates.
16. Payment Reimbursement. In the event AHI elects to sell the covered property pursuant to the terms hereof and provided the covered property is vacant and free from all occupants and personal property, AHI shall pay, on behalf of a participant, any and all mortgage payments due and owing during the time AHI is actively trying to sell the covered property. Notwithstanding the foregoing, AHI shall not be obligated to make any mortgage payments on behalf of a participant if such participant is occupying the covered property. The participant will be responsible for all maintenance, upkeep, and utilities of the property while listed.
17. Appraisal and Value. AHI shall not be obligated to purchase the covered property pursuant to the terms set forth herein in the event the covered property has decreased in value since the date of the inspection by AHI. Additionally, prior to purchasing the covered property pursuant to any purchase agreement, the covered property must be valued, by an appraiser selected by AHI, in amount not less than the original purchase price.
18. Last Available Remedy. The participant may only asset a claim and invoke its rights under the Program after the participant has exhausted all other remedies available, including without limitation, claims made pursuant to all policies of homeowner’s insurance, policies of liability insurance and policies of error and omission insurance carried by AHI, and any home warranties then in effect covering the covered property.
19. Applicable Law; Venue. This program shall be construed and governed in accordance with the laws of the State of Oklahoma without regard to its choice of law provisions. For purposes of litigating any dispute that arises under this grant or this Agreement, the parties hereby submit to and consent to the exclusive jurisdiction of the State of Oklahoma, and agree that such litigation shall be conducted in the courts of Tulsa County, Oklahoma, or the federal courts for the United States for the Northern District of Oklahoma.
20. Waiver of Jury Trial. AHI and the participant hereby waive any right to trial by jury in any suit or proceeding arising out of or relating to the program.